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I’m Richard Williams, a financial planning expert with over 11 years of experience specializing in childcare funding and tax-efficient financial strategies. I hold a Master's degree in Finance from the London School of Economics and a Bachelor's degree in Economics from Yale University. Throughout my career, I’ve been committed to helping families navigate the often complex world of childcare funding, ensuring they make informed financial decisions that benefit their families' futures.At the Tax-Free Childcare Calculator, I share my expertise to guide parents through the intricacies of tax-free childcare options, helping them understand how to maximize their savings and make the most of available government support. I’m passionate about simplifying financial planning for families and ensuring that everyone can access the resources they need to provide quality child care without financial strain. By offering practical advice and tailored solutions, I aim to help families achieve financial stability while ensuring their children receive the care and support they deserve.