Child Benefit Tax calculator, repayments & High Income Charge for 2025. See how income over £50k affects your tax. Includes HMRC rules & repayment options.
Use our HMRC-compliant calculator to determine if you’ll owe the High Income Child Benefit Charge (HICBC). Learn how earnings over £50,000 affect your Child Benefit and calculate repayment amounts in seconds.
Calculate Universal Credit childcare costs. See if you qualify for up to 85% reimbursement. Includes UK fee changes, eligibility rules, and upfront cost support.
Universal Credit Childcare Calculator
£
Your Calculation
Eligible Monthly Contribution: £0.00
* Max 85% of costs up to £646 (1 child) or £1,108 (2+ children)
How the Universal Credit Childcare Costs Calculator Works?
(Aligned with DWP Guidelines)
Our calculator uses official Department for Work and Pensions (DWP) rules to estimate what you can claim for childcare costs through Universal Credit. Here’s how it works:
Step-by-Step Calculation Process
Input Your Details
Number of Children (Supports universal credit 2 child amount queries)
Monthly Childcare Costs (Pre-tax, paid to registered providers)
Automatic Eligibility Checks
Verifies against DWP’s £646/month cap for 1 child or £1,108/month cap for 2+ children
Calculate how to maximize your childcare savings with our free 15 Hours Childcare Calculator. Learn eligibility rules, calculate stretched hours, and optimize your family’s childcare plan.
15 Hours Free Childcare Calculator
Your Entitlement
* Hours shown are stretched across selected weeks
Eligibility Criteria
Universal for 3-4 year olds
Working parents (16+ hrs/week) for under 3s
Maximum £100k individual income
National Minimum Wage requirement
What Is the 15 Hours Free Childcare Scheme?
The UK government’s 15 Hours Free Childcare initiative provides working parents with 570 hours of free childcare annually (15 hours/week × 38 weeks). Designed to support families with children aged 3-4 years (and some under 3), this scheme helps balance work and childcare costs. Our calculator simplifies complex eligibility rules and helps you:
✅ Check qualification status in seconds
📅 Calculate stretched hours for flexible scheduling
💷 Estimate annual savings
📱 Plan around work commitments
How the 15 Hours Free Childcare Calculator Works?
Step 1: Input Your Details
Number of Weeks Choose between:
38 Weeks: Standard term-time (15 hrs/week)
50/52 Weeks: Stretched hours (fewer hours/week)
Household Income Enter combined annual income (max £100k per parent)
Work Status Select:
Both parents working 16+ hrs/week
Single parent working 16+ hrs/week
Not working
Child’s Age Choose between:
Under 3 years (working parent requirement)
3-4 years (universal eligibility)
Step 2: Instant Calculation
The calculator checks:
Age-Based Eligibility:
Automatic 15 hours for 3-4 year olds
Work/income checks for under-3s
Income Limits:
Max £100k individual income
Work Requirements:
16+ hrs/week for under-3 eligibility
Step 3: Results Breakdown
Eligibility Status: Immediate yes/no verdict
Total Annual Hours: Base 570 hours + stretched options
✅ Instant Eligibility Check ✅ Custom Weekly/Hourly Breakdown ✅ Mobile-Optimized Design ✅ No Personal Data Required
Try It Now → Input your details above to start planning!
Note: This tool provides estimates only. Verify eligibility via GOV.UK.
Are you wondering if you qualify for the UK’s 30 hours free childcare scheme? Our 30 hours free childcare calculator makes it easy to find out! Whether you’re looking to calculate nursery fees with 30 hours free or determine your eligibility, this tool is designed to help parents save time and money on childcare costs.
30 Hours Free Childcare Calculator
Eligibility Result
Standard Offer: 30 hrs/week × 38 weeks = 1,140 hours/year
Whether you want to calculate nursery fees with 30 hours free or explore how much you can save on childcare, this nursery cost calculator is the perfect tool for you. Designed with busy parents in mind, our 30 hours free childcare eligibility calculator takes the stress out of budgeting for early education and childcare.
In this comprehensive guide, we’ll walk you through how the calculator works, the eligibility criteria for the scheme, the benefits of using a nursery fee calculator, and much more. Let’s dive in and see how you can save on childcare costs today!
What Is the 30 Hours Free Childcare Scheme?
The 30 hours free childcare scheme is a UK government initiative aimed at supporting working parents with the cost of early education and childcare. Eligible parents can access 30 hours of free childcare per week for 38 weeks of the year, which amounts to 1,140 hours annually. This funding can be used for children aged 3 to 4 years old, helping to cover the cost of nursery, preschool, or child minder services.
What makes this scheme even more flexible is the option some providers offer to “stretch” the hours. Instead of 30 hours per week over 38 weeks, you might be able to spread the 1,140 hours over the entire year—52 weeks—resulting in fewer hours per week. This can be a great option for parents who need consistent childcare throughout the year, including during school holidays.
However, not all parents qualify for this scheme. Eligibility depends on specific income criteria, which is where our 30 hours free childcare eligibility calculator comes in handy. By using this tool, you can quickly determine if you meet the requirements and start planning your childcare budget with confidence.
How Does Our 30 Hours Free Childcare Eligibility Calculator Work?
Our 30 hours free childcare calculator is a simple, user-friendly tool designed to help parents check their eligibility for the scheme in seconds. Here’s a step-by-step guide on how to use it:
Enter Parent 1’s Annual Income: Start by inputting the annual earnings of the first parent in the designated field. This should be their gross income before taxes.
Enter Parent 2’s Annual Income: Next, add the yearly income of the second parent. If you’re a single parent, you’ll still need to meet the minimum income threshold, but you can input zero for the second parent if applicable.
Click ‘Check Eligibility’: Once you’ve entered both incomes, hit the “Check Eligibility” button. The calculator will evaluate your eligibility based on the following criteria:
Both parents (or a single parent) must earn at least £8,630 annually, which is equivalent to working 16 hours per week at the National Minimum Wage.
The combined annual income of both parents must be under £100,000.
Get Your Results: The tool will instantly display whether you’re eligible for the 30 hours free childcare scheme. If you qualify, you’ll see a confirmation message letting you know you can access 1,140 hours of free childcare annually. If not, the calculator will explain why, helping you understand what criteria you didn’t meet.
This nursery fee calculator takes the guesswork out of the process, giving you clear, actionable results in moments. Whether you’re planning to enroll your child in a nursery or looking to budget for a childminder, this tool helps you calculate nursery fees with 30 hours free and make informed decisions.
Why Use a Nursery Cost Calculator?
Childcare costs can be a significant expense for families, especially in the early years of a child’s life. A nursery cost calculator like ours helps you understand how much you’ll need to budget for childcare and whether you can reduce those costs through government funding like the 30 hours free childcare scheme.
Here are a few reasons why using a nursery fee calculator is a smart choice for parents:
Save Time: Instead of manually researching eligibility criteria and doing the math yourself, our calculator gives you instant results.
Plan Your Budget: Knowing whether you qualify for free childcare hours allows you to plan your finances more effectively. You can estimate your savings and adjust your budget accordingly.
Make Informed Decisions: With accurate eligibility results, you can confidently choose a nursery or childcare provider that fits your needs and budget.
Reduce Stress: Childcare planning can be overwhelming, but our 30 hours free childcare calculator simplifies the process, giving you peace of mind.
By using this tool, you can take control of your childcare expenses and ensure you’re making the most of the government support available to you.
Benefits of the 30 Hours Free Childcare Scheme
The 30 hours free childcare scheme offers numerous benefits for eligible families. Here’s a closer look at how it can help you:
Cost Savings: The most obvious benefit is the financial relief it provides. With 30 hours of free childcare per week, you can save thousands of pounds annually on nursery fees.
Support for Working Parents: This scheme is designed to help working parents balance their careers and family life. By reducing childcare costs, it makes it easier for parents to stay in the workforce.
Flexible Options: As mentioned earlier, some providers offer a “stretched” option, allowing you to spread the 1,140 hours over 52 weeks. This can be particularly helpful for parents who need childcare during school holidays.
Early Education Opportunities: The funding isn’t just for childcare—it also supports early education, giving your child a head start in their learning journey.
To take full advantage of these benefits, use our 30 hours free childcare eligibility calculator to confirm your eligibility and start exploring your options.
Tips for Maximizing Your 30 Hours Free Childcare
If you qualify for the 30 hours free childcare scheme, here are some tips to help you make the most of it:
Research Providers: Not all nurseries and childminders offer the same level of flexibility. Look for providers that allow you to stretch the hours over 52 weeks if that better suits your schedule.
Understand Additional Costs: While the 30 hours are free, some providers may charge for extras like meals, trips, or additional hours. Be sure to ask about these fees upfront so you can budget accordingly.
Apply Early: Spaces for funded childcare can fill up quickly, especially at popular nurseries. Apply as soon as you confirm your eligibility to secure a spot for your child.
Keep Your Details Updated: If your income changes, it could affect your eligibility. Use our nursery cost calculator to recheck your status if your circumstances change.
By following these tips, you can ensure you’re getting the most value out of the 30 hours free childcare scheme.
Frequently Asked Questions (FAQs)
Who Is Eligible for 30 Hours Free Childcare?
To qualify, both parents (or a single parent) must earn at least £8,630 per year, and the combined household income must be under £100,000. You must also have a child aged 3 or 4 years old.
Can I Use the 30 Hours Free Childcare for Any Provider?
The funding can be used with any childcare provider that’s registered with the scheme, including nurseries, childminders, and preschools. Check with your provider to confirm they accept the funding.
What Happens If I Don’t Qualify?
If you don’t meet the eligibility criteria, you may still be eligible for 15 hours of free childcare per week, which is available to all 3- and 4-year-olds in the UK. You can also explore other government support options, such as tax-free childcare.
How Often Should I Check My Eligibility?
It’s a good idea to recheck your eligibility if your income changes significantly. Our 30 hours free childcare calculator makes it easy to reassess your status whenever needed.
Start Saving on Nursery Fees Today
Don’t let childcare costs hold you back. Use our nursery fee calculator to check your eligibility for the 30 hours free childcare scheme and start saving today. Whether you’re a working parent juggling a busy schedule or planning your child’s early education, our 30 hours free childcare calculator is here to simplify the process and help you make informed decisions.
Try the calculator below and discover how much you can save on nursery fees with the 30 hours free childcare scheme!
Save up to £2,000 per child with the UK Government’s Tax-Free Childcare Scheme.
Are you a working parent in the UK wondering how much you could save on childcare costs? Our Tax-Free Childcare Calculator helps you quickly estimate your potential savings under the government’s Tax-Free Childcare scheme.
UK Tax-Free Childcare Calculator
Calculate how much you could save with the UK government’s Tax-Free Childcare scheme
Your Tax-Free Childcare Savings
Total Annual Savings:£0.00
About Tax-Free Childcare
Tax-Free Childcare is a UK government scheme that helps working parents with childcare costs. For every £8 you pay into your Tax-Free Childcare account, the government adds £2, up to a maximum of £2,000 per child per year (or £4,000 for disabled children).
This calculator gives you an estimate of your potential savings. Eligibility criteria apply.
How the Tax-Free Childcare Scheme Works?
The UK Tax-Free Childcare scheme is designed to help working parents with children under 12 (or under 17 for children with disabilities) manage their childcare costs. Here’s how it works:
For every £8 you pay into your Tax-Free Childcare account, the government adds £2
This effectively gives you a 20% discount on your childcare costs
You can receive up to £2,000 per child per year (or £4,000 for disabled children)
The money can be used to pay for approved childcare providers including nurseries, childminders, and after-school clubs
Select the number of eligible children you have (up to 5)
Enter the yearly childcare cost for each child
Click “Calculate Your Savings” to see your results
View your estimated annual savings broken down per child and in total
The calculator automatically applies the 20% government contribution rate and respects the maximum annual contribution limit of £2,000 per child (£4,000 for disabled children).
Am I Eligible for Tax-Free Childcare?
To qualify for Tax-Free Childcare, you need to meet certain criteria:
Your child must be under 12 (or under 17 if disabled)
Both parents must be working (or one parent in single-parent families)
Each parent must earn at least the National Minimum Wage or Living Wage for 16 hours a week on average
Neither parent can have an adjusted net income over £100,000 per year
The childcare provider must be registered with a regulator such as Ofsted
Maximizing Your Tax-Free Childcare Benefits
To get the most from the scheme:
Calculate your yearly childcare costs accurately using our calculator
Set up regular payments into your Tax-Free Childcare account
Ensure your childcare provider is registered with the scheme
Combine with other support such as free childcare hours if eligible
Why Use Our Tax-Free Childcare Calculator?
Quick and easy to use with instant results
Accurate calculations based on current government guidelines
Clear breakdown of potential savings for each child
Mobile-friendly design so you can calculate on the go
No personal data required – everything is calculated in your browser
Start Saving on Your Childcare Costs Today
Don’t miss out on potential savings of up to £2,000 per child per year. Use our calculator above to see how much you could save with Tax-Free Childcare, then visit the official GOV.UK Tax-Free Childcare page to set up your account.
FAQs About Tax-Free Childcare
Can I use Tax-Free Childcare alongside other childcare support?
You cannot use Tax-Free Childcare at the same time as claiming Working Tax Credit, Child Tax Credit, Universal Credit, or childcare vouchers. However, you can use it alongside the 15 or 30 hours of free childcare.
How do I pay my childcare provider through the scheme?
Once you’ve set up a Tax-Free Childcare account, you can make payments to your registered childcare provider directly through your online account.
What if my childcare costs change during the year?
You can add money to your account whenever you need to, and the government will add the 20% top-up up to the maximum amount. If your costs decrease, you can withdraw money, but the government top-up will be withdrawn proportionally.
Can I use Tax-Free Childcare for school fees?
No, Tax-Free Childcare can only be used to pay for registered childcare, not for private school fees or tuition.
Disclaimer: This calculator provides estimates based on current Tax-Free Childcare rules. Eligibility criteria apply. Always check the official GOV.UK website for the most up-to-date information.
Calculate how much you could save with the UK government’s Tax-Free Childcare scheme using our free, easy-to-use calculator. Perfect for working parents and guardians looking to reduce childcare costs while staying compliant with HMRC rules.